Tag Archives: money

Unscientific Research: Fix your wallet to fix your head to fix your wallet…

Do you have big dreams? For 2010?  For right now?

What you do, how far you succeed, what you achieve — they all come from what you think about. They all come from what you are thinking about RIGHT now

And here’s the kicker……

Controlling your thoughts is the hardest part about struggling toward success. There is nothing more difficult. There is not a bigger challenge.  Frankly, nothing you do is more important.

Let’s face it.  The journey is brutal and you will likely end up bruised and battered along the way, but above all else you have to remain mentally tough. You have to stay focused on your future.

(Are you shaking your head yet?  Do you agree with me?)

Good.  Let’s get our hands dirty with this….

Let’s talk about your finances and your relationships.  These are the two biggest areas of concern for any of us.

When thing start going to sh#%!t in these two areas, it is harder to stay focused on your future.  Close to impossible.  You get sidetracked and start thinking about how to solve the most recent problem instead of spending effort and time on your destiny.

That’s usually never a good thing.

YES, you need to get distractions out-of-the-way before you start tackling your goals, but also you need to be cognizant of what you are doing – of the impact of your change in focus.

When you let personal matters — like your finances — go unchecked, you find yourself trading the right thing for the right now thing.

Isn’t the biggest influence on our decisions on ANY given day personal finances?   So if you don’t have a handle on your budget, start fixing it today. There are plenty of tools to help you solve this problem.

Try using Mint or Rudder to manage where your money goes. And while you are at it, go grab Peter Dunn‘s new book, 60 Days to Change.  Solve your bad habit of hoping everything works out and guarantee that it starts heading that direction.

Know what I am saying? Take control of your goals — your dreams of destiny — by taking real-world, tangible action to boost your success.

Don’t pretend this doesn’t apply to you either.  I know the “I’ll just sell more” excuse.  I was king of that line of thinking for way too long.  There is a better way to capture your dream.  Peter actually makes it fun.

Anything that comes between you and your goal — physical or mental — is your enemy and you must destroy it…  Take money off your brain and start focusing on deals that will help you be a bigger success…

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FULL DISCLOSURE:  Pete’s team asked me my thoughts on the book and here is what I wrote on the back cover of his book:

“You can’t change the world while fighting with the bank to forgive your 17 overdraft fees. To get extreme results, you have to take control of your personal finances. Pete breaks it all down with wit and wisdom into a 60-day mission of personal financial domination. In between chuckles, you’ll be kicking yourself that you didn’t read this earlier.”

What am I Doing With My Life?

I haven’t had the time to write too much over the last few days as my schedule has flown at me from all directions. I will be writing more about how I got booted from my executive peer group yesterday (YES, that’s a fun story for me to share with you all…) and the general goings on with my life right now.

This morning I got the following comment/email from a reader and it perfectly captured my internal musings about life at this current time. See what you think about Suzy’ personal reflection:

“I still need to identify WHAT I want to do… at 40… started out as a secretary because I did not have to work with numbers… that title changed to Administrative Assistant, which does not change the attitude of the employers! Then went on to a Coordinator position, then into Translating (French-English), now into Franchise Sales… Joined Toastmasters to polish and improve my communication/leadership skills…. What’s next? I need to have fun at work, enjoy who I work with and feel that I am “backed” by my bosses… still, I feel I’m “missing” something….”

WOW! That’s pretty transparent. It’s also very real for EVERY one of us at some time in our life. I am 29 and Suzy is 40 and we are both asking ourselves what we want to do next.

By the way, in case you thought I had the perfect answer to Suzy’ thoughts, you came to the wrong blog. I don’t really know what to think about her comments. I do have some general observations:

  • There is nothing wrong with facing life each day ready to take on what comes at you… Sometimes you may not have the master plan OR even feel like you have the core ability to take on more challenges. The fact that you are alive and in touch with your feelings about destiny is enough…
  • All human emotions are rooted in pain avoidance around two unique qualities: LOVE and MONEY… I noticed that Suzy noted her “need” to feel support from her bosses. Revealing. It’s amazing that you can articulate your “need structure” — that’s important. Can I make the gentle observation that your bosses will always “NOT SUPPORT” you and it will always seem to happen at the worst possible times?
  • Life is the journey to “complete” ourselves… We all feel, at times, like we are missing something — more love, more money, more time, more self-confidence… IT’S A JOURNEY! That means you don’t get to the destination by pushing a button or flipping a switch — it’s a quest…

We all ask ourselves at times what is the next step… There is nothing wrong with that self discovery… So, “Ask Yourself Away”!

“Challenge Tomorrow’s Destiny with Today’s Action” (DEWism)

Try NOT to Care TOO much!

Peter Drucker made the observation that: “Business has only two functions: Marketing and Innovation…” (…thanks to Kevin Young for sharing this quote)

That being said….

If I see another business plan that does not include some type of revenue generation….. I don’t know. I may just internally combust!

PLEASE….. stop imagining you can change the world without making or exchanging some type of economic capital (which includes begging)

MONEY is what powers opportunity! (Sorry to burst bubbles here…)

You don’t get in your car and expect to drive across country on ONE tank of gas (which is almost $5 per gallon). SO, don’t expect to fire up your “Thought Brigade” and turn into Amazon.com because you care more!

What?

The world doesn’t even really care about CARING anymore… In our economic recession, we are concerned about surviving…

I just back from going to Michigan for a wedding last week. (think the Detroit area…) I was shocked at the economic depression. SHOCKED! Good hard working individuals were broken by “The Man…” (still trying to find that guy…).

So what do we do? Does it matter that we CARE about these people? Would anything other than revenue generating enterprises be even slightly engaging to these recently jobless individuals…

NO… NO…. NO….

It requires VALUE CREATION! To help my friends in Detroit, I have to figure out how to build enough revenue to destabilize the current culture of fear and depression.

Isn’t it then SILLY that I would ever create a business plan that didn’t include ways to significantly produce REVENUE?

If you want to be a charity, get 501(C)(3) status… If it won’t pass the Detroit test, don’t send it to me!

(BTW, I am not completely heartless. My years in Seminary solidified my value system. I just get upset when people try to defend horrible business planning with the “feel good” tactics of giving back to the community… STOP!)